Life Insurance

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Why Do I Need Life Insurance?

Life Insurance was designed to provide your family with financial security if you, your spouse, or a parent passes away. Life insurance plays a powerful role and can help calm the storm when a loved one unexpectedly passes away. Of course, no one wants to think about untimely death, but preparing for the worst-case scenario can offer peace of mind and financial protection for your family.

Life insurance can help with various expenses ranging from your mortgage to college expenses. However, the three primary uses for Life Insurance are protecting your family, estate or legacy planning, and business planning. Our agency is sensitive to the fact that, for many, conversations about life insurance are very uncomfortable. Therefore, we make the process simple and work to create a life insurance plan that fits your needs and budget.

life insurance

How Much Coverage Should I Buy?

We use various planning tools to help you get an accurate idea of the amount of coverage that will best provide for your family. The internet can provide you with several formulas to calculate the expected expenses your family might incur; however, although these can be a helpful start, the best course of action is to work with a professional who knows the industry well.

At Gingerich Insurance, that’s precisely what you’ll get; with our 60 years of combined insurance experience, we know what factors to consider when shopping for Life Insurance. Whether you’re interested in Term Life Insurance, Universal Life or Whole life, we can provide you with a variety of excellent policies to fit your circumstances and budget. We pride ourselves on educating our clients on their policies so you can rest easy at night and know the most important things are protected. So contact us today to get started!

Looking for Life Insurance?

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